Helping You Beat the Odds
In previous decades, planning your financial future was a lot simpler:
- Most workers received a pension, so you could count on a monthly income
- Interest rates were much higher, so you could generate fixed income without much risk
Today, securing your financial future is much more difficult. With interest rates still near generational lows, earning a “safe” income is nearly impossible. Fortunately, there is a “best practice” that can help take much of the risk out of the process and make your money go farther.
Where can you find it? There are actually laws written on it (ERISA and UPMIFA), which govern how retirement plans, foundations, and endowment money must be managed. This process is time-tested and if followed, helps generate conservative returns without excessive risk.
You would think consumer money would be managed the same way, using these “prudent man” rules that have existed for many decades. Sadly, that’s not usually the case.
You Deserve Better
At most firms, these critical concepts of truly prudent investment management get little attention. Instead, the focus is on accumulation, not on strategies to manage your money after you retire.
That’s why we founded Oliver Wealth management. We wanted to bring disciplined, evidenced-based money management to you. Money management based on the “prudent” processes imposed on retirement plan managers and administrators of public foundations. Why do you deserve any less?
Focused on the Whole Picture
This is how we’re different:
- Careful control over your risk and diversification, so you’re not overly concentrated when the next downturn arrives
- Tight controls of investment expenses, so more of your money can stay working for you
- Carefully constructed harvesting strategies to help your money last
All with full-service help so you can reach your goals faster.
With decades of combined experience, we’ve helped many individuals and families tilt the odds in their favor.
See what our full-service financial planning and wealth management can do for you.
How We Started
Many years ago, while attending a lecture by a Nobel Laureate and University of Chicago tenured Professor, something occurred to Brandon and his team. They realized there is actually a better way to manage your wealth. Through thousands of studies and back testing every model, YES, there is a framework to follow to make sure you don’t outlive your money.
As already an industry veteran on Wall Street, Brandon asked himself… ‘why aren’t all wealth managers already doing this for their clients?’ It’s nothing new…in fact, it’s already part of the federal law. You can find it in the statutes of ERISA (which governs how administrators or retirement plans must manage employee money) and UPMIFA (which governs how foundation and endowment money is managed). As you can imagine, these organizations and institutions must safeguard the funds entrusted with them.
The answer was clear: because most of Wall Street was driven by corporate profits and ultimately NOT by what’s best for the clients. Brandon was already tired of the conflicts of interest that existed at these firms. With the limitations within the Wall-Street firm, Brandon saw a way to always put the client’s interests first.
Being client-oriented, he saw how sound financial advice impacted his clients’ lives. He wanted to help his clients utilize technology and financial scientific methods to create an investment standard to secure their future.
So in 2016, he founded Oliver Wealth Management. The mission of OWM is to always serve the clients best interests by using all available technology and financial sciences to deliver methods for successful planning while helping deliver peace of mind. A lot of financial advisors say they can do everything for clients, but he saw firsthand that was not the case. So OWM dedicated itself to being there for clients through all their financial decisions.
Every team member who has joined Oliver Wealth shares that same passion and loves helping clients reach their goals.
Oliver Wealth Management Team
Brandon Oliver
Nathan McDuffee
Chief Compliance Officer
Tiffany Holman
Brandon Oliver
With over 20 years of experience, Brandon has learned that most clients want the same thing: an honest relationship with a professional who genuinely wants to help them achieve their goals. And so, wanting to fulfill that mandate, Brandon founded Oliver Wealth Management, a firm free of conflicts of interest and Old Wall Street bias. Unlike firms that are focused on selling products, Oliver Wealth Management is focused on one thing—the financial success of its clients.
Brandon’s interest in finance and investing began in college, and his entrepreneurial spirit and desire to build led him into the brokerage business. Brandon credits his father, Richard, for instilling the belief that he can be successful against enormous odds. Armed with a Bachelor of Science Brandon graduated from Towson University on a Monday and started his career with Morgan Stanley on a Tuesday. Brandon started in a class of 280 trainees at 2 World Trade Center in New York. After three weeks of training, he started his career in downtown Baltimore with a phone and a Criss Cross directory. After 3 years, 35 trainees remained and Brandon finished #1 in the class. He was National Sales Director award winner each of his first 3 years with Morgan.
In May of 2003, Brandon was recruited to work with Banc of America Investments. During his years at BAI, he learned to navigate the lending the world as well as the investment landscape. Brandon built a successful practice before coming back to Morgan Stanley in March of 2010. He spent 6 more successful years with Morgan as an independent advisor and as head of the Ridge Group before forming Oliver Wealth Management in 2016.
Brandon was raised in Perry Hall, Maryland. He is a member of Baltimore Country Club. Brandon enjoys watching his son, Logan, play soccer and watching his daughter, Natalie, compete in tennis. He and his wife Carlye enjoy investing in their children’s passions which includes soccer for Logan and tennis for Natalie.
Nathan McDuffee
Chief Compliance Officer
Nathan joined Oliver Wealth Management in February of 2023. He is a CFP® and a ChFC®, holds series 7 and 66 licenses and is licensed in life and accident / health insurance. Nathan previously worked for 3 years at Akers Financial Group. Before moving to Maryland, he earned his B.S. in Business Administration from DePaul University in Chicago. Nathan spent four years after graduation working in management for Sherwin-Williams before choosing to go back to school and completing DePaul’s Financial Planning Certificate Program.
At Oliver Wealth Management, Nathan will focus on:
- Creating and delivering financial plans
- Researching financial planning topics
- Meeting with clients to provide personalized advice
Nathan and his wife Emma live in Baltimore. They just had their first baby, Hazel Olivia, in January. They enjoy cooking, board games, disc golfing and visiting Chincoteague, VA.
Tiffany Holman
Tiffany joined Oliver Wealth Management in February of 2022. – She started her career in the industry with Alex Brown and Sons in 1991 and remained with the company which became Deutsche Bank for almost 30 years. Her vast experience in the financial industry is a valuable asset to our firm.
On a daily basis, Tiffany assists with:
- Processing new accounts, account transfers, beneficiary changes, new contributions and distributions
- Day-to-day operational activities and client service requests
Tiffany enjoys spending time with family and her dog Luna. Tiffany was born and raised in Baltimore City where she continues to reside.
Heath Harris
Joseph Plume
Andrew Knachel
Heath Harris
Client education is the driving force behind Heath’s approach to wealth management. His career in the financial services industry started in 2006. Since then, Heath has earned the Chartered Retirement Planning CounselorSM (CRPC®) designation.
Heath’s satisfaction comes from helping clients to simplify complex financial challenges, communicating in a way to help clients understand those complexities and to position their assets to work harder for them. He prides himself on being highly proactive in engaging with clients and coordinating retirement and wealth management strategies with their other trusted advisors.
Heath specializes in retirement and investment planning for retirees, business owners, and professionals across the country. Heath earned a bachelor’s degree in Finance from Salisbury University. In his spare time, Heath enjoys traveling, spending time with his family and being on the water.
Joseph Plume
As Financial Planning Associate, Joseph supports the financial advisors with paraplanning and operational service.
Prior to joining Oliver Wealth Management, he served as a Private Client Associate with The L. Warner Companies, and as a Guided Investment Specialist for Merrill Edge.
Mr. Plume graduated from the University of Baltimore with a Bachelor’s Degree in Business with a concentration in Finance. He is a registered representative holding Series 7 and 66 securities registrations as well as the Chartered Retirement Planning Counselor (CRPC) designation.
Joseph lives in Baltimore County where he enjoys spending time outdoors with his wife and family.
Andrew Knachel
As Financial Planning Associate, Andrew supports the financial advisors with paraplanning and operational service.
Before joining Oliver Wealth Management, he was part of the Financial Management Program at GE Aerospace in Cincinnati. Andrew is excited to begin his career in wealth management, servicing both advisors and clients.
He graduated from the University of Maryland in 2022 with bachelor’s degrees in Finance and Operations Management and Business Analytics.
Andrew is excited to be back in Maryland and is looking forward to attending University of Maryland football and basketball games as well as spending time with family and friends.
